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Eterna Cosmetic Surgery

Eterna Cosmetic Surgery Financing 

San Antonio Cosmetic Surgery Financing

Dr. Elizabeth Hernandez is committed to supporting her South Texas patients by offering flexible cosmetic surgery financing for individuals seeking care in San Antonio. Cosmetic treatments provided by Dr. Hernandez and her team are self-pay surgical procedures, and patients may choose from several cosmetic surgery financing options designed to help manage treatment costs. Financing is available to qualifying patients who reside in the United States.

Cosmetic Consult

There is an initial cosmetic consult fee of $100, which will be applied to any surgical procedures scheduled or purchased products. This fee will be waived for injectable treatments or in certain circumstances at the discretion of Dr. Hernandez. We kindly ask that any rescheduling be completed at least 48 hours before your scheduled appointment.

This consultation is a medical appointment that lasts approximately 30 minutes. During this first visit, you and Dr. Hernandez will review your medical history, explore treatment options, discuss potential surgical procedures, answer any questions, and establish realistic expectations. A personalized treatment plan will be developed based on your goals and clinical evaluation. You will receive a detailed fee quote for the anticipated procedures or treatments on the day of your initial consult, along with guidance on next steps should you wish to proceed.

Office Based Procedures

Treatment fees for injectables and all other med spa treatments are due on the day of service. These office-based procedures are non-surgical and are separate from surgical procedures, which follow a different scheduling and payment process discussed during your consultation.

Surgical Procedures

A $500 deposit is required at the time of scheduling to hold any surgery date. It is customary and appropriate for all fees related to surgical procedures to be paid in advance of cosmetic surgery. All surgical facility fees are due two weeks before your procedure date.

If you are unable to keep a scheduled surgery date, please notify our office at least three weeks in advance. We will be happy to reschedule your procedure at no cost to you.

Surgeries performed at a hospital facility may involve additional costs, including hospital fees, anesthesia fees, and implant fees, when applicable. Our team will provide guidance on how to arrange payment and review available cosmetic surgery financing options during your consultation.

applicable. Our office will inform you about how to arrange payment.

Payment Methods

We accept cash, personal checks, cashier’s checks, money orders, and all major credit cards, including Discover, Visa, MasterCard, and American Express. We also offer third-party cosmetic surgery financing to help patients manage the cost of care. Please note that we are unable to hold checks or delay credit card processing.

Financing can be arranged through several companies, giving patients access to flexible cosmetic surgery financing options. Applications are simple, and most patients receive a decision within minutes using the secure online links available on our website.

Cherry is a leading buy now, pay later option that can be used for both non-surgical and surgical procedures. This is not a credit card. Patients may receive an instant decision for up to $30,000 to use toward treatments at Eterna Cosmetic Surgery. Applying does not impact your credit score.

Apply for Cherry here

PatientFi offers a convenient way to pay monthly for the treatments and procedures you choose. Patients can apply in seconds from any device through this cosmetic surgery financing option, with a simple and streamlined application process. PatientFi does not perform a hard credit check when you apply or when you select an offer, so there is no impact on your credit score.

Apply for PatientFi here

This card is designed for services provided by board-certified plastic surgeons, as well as dermatologists, dentists, and ophthalmologists. It can be used for treatments, procedures, products, and other eligible services. As one of several cosmetic surgery financing options, the card offers promotional financing on purchases of $25 or more, credit limits of up to $25,000, and the ability to reuse the card for future services. Patients can apply online and receive instant pre-approval along with their available credit limit.

Apply for Alphaeon Credit card here

This healthcare-specific credit card can be used to pay for a wide range of health, wellness, and beauty treatments or procedures. It may be used for both people and pets. As one of the available cosmetic surgery financing options, patients can apply online, request a credit limit, and receive an immediate response. Promotional no-interest options may be available for 6, 12, 18, or 24 months, provided repayment requirements are met. Once approved, the card may continue to be used for future eligible health-related expenses.

Apply for Care Credit card here

Learn More

To learn more about the application process or to ask questions about the cost of your treatment or procedure, please contact our Patient Coordinator for additional guidance on cosmetic surgery financing. You may reach us at 210-568-8186 or email info@eternacosmetic.com.

Payment Methods

We accept cash, personal checks, cashier’s checks, money orders, all major credit cards (Discover, Visa, MasterCard, and American Express), and even offer third-party financing for the payment of your fees. We are not able to hold checks or delay credit card processing.

Financing can be arranged through a number of companies. It’s easy to apply and you can usually know within minutes using our online links here on our website.

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Cherry is a leading buy now, pay later option that can be used for both non-surgical and surgical offerings. This is NOT a credit card. Get an instant decision for up to $30,000 to use immediately with Eterna Cosmetic Surgery. Applying will not harm your credit! Apply for Cherry here
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Patientfi - Eterna Cosmetic Surgery

PatientFi offers a friendly and convenient way to pay monthly for the treatments and procedures you want. Apply in seconds from any device, worry-free! With PatientFi there’s no risk to your credit score because there is no hard credit check—not when you apply or when you select your offer.

Patientfi List - Eterna Cosmetic Surgery

*Zero-interest plans offered to all those approved. Zero interest when paid in full during the promotional period. +Requires enrollment in recurring payments. Assumes excellent credit, loans subject to credit approval

Alphaeon Credit Logo - Eterna Cosmetic Surgery

This card is specifically designed to pay for services provided by board-certified plastic surgeons, as well as dermatologists, dentists, and ophthalmologists. You can use the card for treatments, procedures, products, and other services. The card features a variety of promotional financing options if you spend $25 or more, credit limits up to $25,000, and you can use it over and over again. You can apply online and get instant pre-approval and credit limit.

Apply for Alphaeon Credit card here

Care Credit Logo - Eterna Cosmetic Surgery

This is a healthcare-specific credit card that can be used to pay for any health, wellness, or beauty treatment or procedure. It covers pets, as well as people. You can apply online, request a credit limit, and get an immediate response. There are 6-, 12-, 18- and 24-month no-interest options as long as you meet the repayment requirements. Once you have the card, you can continue to use it for health-related expenses in the future.

Apply for Care Credit card here

Learn More

To learn more about the application process, or if you have a question about the cost of your treatment or procedure, please contact our Patient Coordinator at (210) 568-8186 or info@eternacosmetic.com.

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What Patients Have Said

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4.7
Based on 189 reviews
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Bianca Cantu Profile Picture
Bianca Cantu
21:45 28 Jan 26
Dr. Hernandez did a wonderful job performing my chin/neck lipo! She was extremely informative from the very first consult and also gave he recommendation (morpheus 8, Renuvion) that would best tailor my end results. Her team is extremely friendly and you are treated like family. I am one day post-op with slight swelling but I can already see a significant change in my face and neck. I am beyond satisfied I chose Dr. Hernandez and recommend her if you are looking to enhance your self esteem you won't regret it!!!
Kaitlinn Johnson Profile Picture
kaitlinn johnson
00:21 17 Jan 26
Dr.Hernandez and the whole staff are awesome. I always feel very welcome when I go in. I love the results from my vaserliposuction procedure on my upper back(dowers hump or buffalo hump). I’ve always felt very self conscious about this area, and now I feel like I can actually wear my hair up and have my upper back neck area exposed. Thank you for helping me feel more confident in my own skin!
Celia Sauceda Profile Picture
Celia Sauceda
13:07 12 Jan 26
Dr. Hernandez is such an amazing person. She cares about her patients and their feelings. The staff and the doctor are very attentive and make sure you understand every part about whatever procedure you are having. I had the fat transfer breast augmentation and love it. Everything from pre-procedure to post procedure was so easy and the recovery time was quick. I highly recommend.
Rosa Jacobs Profile Picture
rosa jacobs
16:38 05 Jan 26
I myself won’t be returning to her l wasn’t happy with my results l paid a little over $7000 I got an upper lipo and under eye injection. Next time I’m going to SonoBello. I’m still wearing a spandex and covering my under eye which she said it’ll be a couple months before l see results. She’s a nice person but l saw her as trying to get clients in.Everyday l see myself makes me upset that l wasted all that money and the results still the same.She advertises its $1499 then in consultation ends up with thousands of $$$$$. They sell expensive product that also don’t work and yes l was the STUPID ONE THAT THEY SUCKERED IN. If you look at the picture it looks bad l paid $1000 for a injection plus bought the eye cream that didn’t work. I’m thinking of disputing this not sure where it will go.
A Tate Profile Picture
a tate
15:55 23 Dec 25
Great experience! Dr. Hernandez did an excellent job with my Botox and PDGF under-eye injections. Everything was explained clearly, the treatment was comfortable, and the results look natural. Highly recommend.
Eileen Coleman Profile Picture
Eileen Coleman
17:17 13 Dec 25
I had a great experience overall. The staff were incredibly friendly and welcoming from start to finish. The doctor was very informative and really took the time to listen to what I wanted to achieve with my surgery, which made me feel confident and comfortable in my decision.

Being semi-awake during the procedure was a bit strange at first, but the team made sure I was comfortable the entire time and consistently checked in to make sure I was okay. Their care and attentiveness truly stood out.

It’s almost been a year since my surgery, and I couldn’t be happier with the results—it looks amazing. I will definitely be going back in the future, and I’m even considering trying TruFlex next time.

The only mildly negative experience I had was when I asked about their facials. I was told they would follow up since their machine was being replaced with a newer model, but I never heard back. That said, it was a minor issue and didn’t take away from my overall positive experience.

Highly recommend!
Ana Ipina Profile Picture
Ana Ipina
00:09 01 Dec 25
I highly recommend Eterna cosmetic surgery. I initially went in for a consultation for BBL and during the consultation Dr. Hernandez had recommended a mini tummy tuck which I am extremely happy with. I was awake during the procedure, which I love because I hate being under anesthesia. I was a little nervous in the beginning, but let me tell you everything came out great. Dr. Hernandez and the staff helped me through the whole process from consultation, pre- surgery, surgery and post-op. I am extremely happy with both the surgeries. It was a completely safe procedure and being awake during the surgery was not bad because they gave me the medication and were there to make me feel comfortable during the procedure. I highly recommend Dr. Hernandez and the staff. 💜🙌🏼🕊️
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